A hospital visit abroad can cost lakhs of rupees. Travel insurance covers medical emergencies, evacuation, trip cancellations and lost baggage or passports. Schengen visas require travel medical cover of at least €30,000; we issue compliant policies quickly.
Who needs it
- Holiday and business travellers going abroad
- Students studying overseas
- Senior citizens visiting family abroad
What's covered
Medical emergencies
Hospitalisation, treatment and medical evacuation abroad, often cashless.
Trip cancellation and delay
Non-refundable costs when a covered reason cancels or delays your trip.
Baggage
Loss or delay of checked-in baggage.
Passport loss
Costs of getting a duplicate or emergency passport.
Personal liability
Damage or injury you accidentally cause to others abroad.
What's not covered
We show you the catch before you buy. Common exclusions (exact terms vary by insurer and plan):
- Pre-existing illnesses (except life-threatening emergencies, where the plan allows)
- Travel against medical advice
- Injuries under the influence of alcohol or drugs
- Adventure sports, unless added
Popular add-ons
Adventure sports
Cover for activities like skiing or scuba diving.
Home burglary
Protects your home in India while you are away.
Documents checklist
To get a quote or buy
- Passport of each traveller
- Travel dates and destination
- Visa requirements (e.g. Schengen minimum cover)
To make a claim
- Policy copy and passport
- Medical reports and bills
- Airline letter or property irregularity report (baggage)
- Police report (theft or passport loss)
Frequently asked questions
Is travel insurance mandatory?
It is mandatory for Schengen countries and some others, and strongly recommended everywhere else given medical costs abroad.
Can I buy it after I leave India?
Most policies must be bought before departure. Buy it as soon as your tickets are booked so cancellation cover applies.
I travel often. Is there a cheaper option?
An annual multi-trip plan covers every trip in the year, up to a maximum length per trip.
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ExploreNot sure what you need?
Tell us about your family or business and we will suggest the right cover, in plain language.
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