Insurance products
30 types of insurance, each explained: what's covered, what isn't, and the documents you need, before you speak to anyone.
For you and your family
Motor Insurance
Third-party and comprehensive cover for cars, two-wheelers and commercial vehicles. Keep your No Claim Bonus and get help when you need to claim.
See cover and get a quoteHealth Insurance
Individual and family floater plans with cashless treatment at network hospitals. We explain waiting periods, room-rent limits and co-pays before you buy.
See cover and get a quoteTerm Life Insurance
Pure protection: a large lump sum to your family if something happens to you. We help you pick the right cover, term and riders.
See cover and get a quoteLIC Policies & Services
Buy the right LIC plan and get help with servicing: premium reminders, revival of lapsed policies, loans, nominations and maturity or death claims.
See cover and get a quotePersonal Accident Insurance
A lump sum or weekly income after accidental death or disability, worldwide, for a small premium.
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Single-trip and annual multi-trip cover for holidays, business and study, including visa-compliant Schengen plans.
See cover and get a quoteGriha Raksha (Home Insurance)
Cover for your home's structure and contents against fire, natural calamities and more, based on IRDAI's standard Bharat Griha Raksha policy.
See cover and get a quoteCyber Insurance
Covers money lost to online fraud, identity theft and cyber bullying, plus legal and counselling costs, for you or your family.
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Cover for surgery, hospitalisation, and death from illness or accident for dogs (and cats with some insurers), plus third-party liability.
See cover and get a quoteFor your business
Shop & office packages
Shopkeeper Insurance
A package policy for shops and showrooms covering the premises, stock, fittings and cash against fire, burglary and more, with optional liability and personal accident cover.
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A package policy for offices covering the building, contents, computers and cash against fire, burglary and accidental damage, with optional liability cover.
See cover and get a quoteJeweller's Block Insurance
A specialised policy for jewellers covering gold, diamonds and precious stock against burglary, robbery, fire and more, at the shop, in the safe and in transit.
See cover and get a quoteEngineering
Contractor's Plant & Machinery (CPM) Insurance
Protects contractors' plant and machinery such as excavators, cranes and mixers against accidental damage on site, in storage and while moving within the site.
See cover and get a quoteContractors' All Risk (CAR) Insurance
Covers civil works under construction, materials on site and third-party liability for the length of the project.
See cover and get a quoteErection All Risk (EAR) Insurance
Covers the erection and installation of machinery, plant and steel structures, including storage on site and the testing period.
See cover and get a quoteMachinery Breakdown Insurance
Pays to repair or replace machinery after sudden, unforeseen electrical or mechanical breakdown, which fire policies do not cover.
See cover and get a quoteCargo
Specific Marine (Cargo) Insurance
Insurance for goods in transit, one shipment at a time: domestic, import or export, on all-risk or named-peril terms.
See cover and get a quoteOpen Marine Transit Insurance
An annual marine policy that automatically covers all your consignments by road, rail, sea or air, declared as they move, so no shipment goes uninsured.
See cover and get a quoteLiability
Public Liability Insurance
Pays compensation and legal costs if a member of the public is injured or their property is damaged because of your business premises or operations.
See cover and get a quoteCommercial General Liability (CGL) Insurance
A wide liability policy covering injury and damage to third parties from your premises, operations, products and completed work, plus legal costs.
See cover and get a quoteCarrier Legal Liability Insurance
Covers a transporter's legal liability for loss of or damage to customers' goods while they are being carried or held in transit.
See cover and get a quoteBusiness Cyber Insurance
Covers your business for the costs of a cyber attack or data breach, from forensic experts and data recovery to lost income and claims from affected customers.
See cover and get a quoteFinancial & professional
Fidelity Guarantee Insurance
Covers direct financial loss from fraud, dishonesty or embezzlement of money or goods by your employees.
See cover and get a quoteDirectors' & Officers' (D&O) Liability Insurance
Covers directors and officers against claims alleging wrongful acts in managing the company, including defence costs and regulatory investigations.
See cover and get a quoteErrors & Omissions (Professional Indemnity) Insurance
Covers professionals and firms against claims of negligence, errors or omissions in their services, including defence costs.
See cover and get a quoteEmployee benefits
Group Term Life Insurance (GTLI)
Employer-paid life cover for employees, as a flat amount or a multiple of salary, with simple group underwriting.
See cover and get a quoteGroup Mediclaim Insurance (GMC)
Group health insurance with cover typically from day one, optional family and parents cover, and claims support for your HR team.
See cover and get a quoteGroup Personal Accident Insurance
Accidental death and disability cover for employees under one policy, with optional weekly income benefit and accident medical expenses.
See cover and get a quoteNot sure what you need?
Tell us about your family or business and we will suggest the right cover, in plain language.
Mon–Sat, 9 am – 7 pm